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Utkarsh Singh

AI engineer. Production RAG and agentic systems at EY, on eleven years of building the platforms that move money in financial services.

Most of what I ship is built for environments where the answer to "can we install that?" is no. That constraint shapes the engineering more than anything else does.


Things that run

Durable cross-repo memory for Claude Code, GitHub Copilot, and Codex.

Markdown is the source of truth. A node:sqlite index sits on top of it as a disposable cache that rebuilds byte-identically from the notes and can be deleted at any time. Zero runtime and zero dev dependencies, no daemon, no scheduled task, and no network call anywhere in the source. Published from CI on a signed tag with Sigstore provenance attestation, behind 93 tests and a 12-job Linux/macOS/Windows matrix.

Built because Obsidian, Notion, and every hosted memory tool die at the client's door, and adding a vendor to an approved list takes longer than the engagement does. The review here is reading 2,600 dependency-free lines, not assessing a vendor.

npm i -g @vib795/agent-memory

An on-device RAG note system. Apple Speech transcribes, NLEmbedding vectorizes, and retrieval runs on the phone, so capture and semantic search work in airplane mode. Only the matched snippets and your question ever leave the device, under your own API key, through a proxy that stores nothing. English, Hindi, and Hinglish.

A full Copilot tutorial for the much larger group of developers who have Copilot at work and nothing else. Ten modules, open source, no signup.


Writing

Archive at singhcodes.dev and Medium.


At work

Lead Engineer, AI & Platform at EY.

Code intelligence over large commercial financial platforms, where retrieval is a different problem than it is over prose: chunking on AST boundaries rather than token windows, a graph store because "what calls this" is not a similarity question, and BM25 because identifiers are exactly the rare tokens embeddings handle worst. Fused with Reciprocal Rank Fusion and cross-encoder reranking. Promotion is gated by an eval harness with metrics written for code rather than prose — keyword recall, file-pattern hit rate, cross-module recall, citation rate — over a hand-curated golden set, compared against a versioned baseline.

Alongside it, an agentic infrastructure-onboarding system that cut application provisioning from weeks to hours, with human approval gates on anything destructive.

Before that, four years embedded at Fidelity Investments on retail investing and institutional separately-managed-account platforms.


Also

India Passport Photo Seva (iOS, fully on-device) · always-decimal on PyPI · everyday-developer-tools and wrench.tools · three Go CLIs (pull-vids, convert-vid, epub2pdf) via brew tap vib795/tap


📬 hello@singhcodes.dev · LinkedIn · singhcodes.dev

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